KHANDELWAL, Mayank Kumar. Digital Payment Adoption in E-Commerce: Determinants, Barriers, Rural Digital Transformation, AI Integration, and Policy Dimensions. Stallion Journal for Multidisciplinary Associated Research Studies, [S. l.], v. 3, n. 1, p. 50–55, 2024. DOI: 10.55544/sjmars.3.1.7. Disponível em: https://sjmars.com/index.php/sjmars/article/view/313. Acesso em: 6 mar. 2026.