Tripathi, Seema, and Chandra Bhushan. “Digital Transformation in Finance: Innovations, Challenges, and Future Trends”. Stallion Journal for Multidisciplinary Associated Research Studies 1, no. 1 (July 27, 2025): 24–35. Accessed September 4, 2025. https://sjmars.com/index.php/sjmars/article/view/218.