Biometrics in the Process of Concluding and Registering Real Estate Transactions: Limits of Acceptability, Guarantees of Subject Rights, and Standards of Protection against Digital Fraud
DOI:
https://doi.org/10.55544/sjmars.1.5.8Keywords:
biometric identification, real estate transactions, state registration, personal data, digital fraud, anti-spoofing, legal guarantees for entities, remote notarization, RosreestrAbstract
The introduction of biometric identification into real estate transactions creates a fundamentally new configuration of legal relations, in which the technical reliability of verification conflicts with constitutional guarantees of privacy and the legal certainty of civil transactions. The purpose of this article is to examine the legal limits of biometric identification in concluding and registering real estate transactions, analyze the system of guarantees of the rights of biometric data subjects, and develop recommendations for improving protection mechanisms against digital fraud. The methodology consists of a comparative legal analysis, a systematic literature review, and a content analysis of regulatory documents. The study identified systemic gaps in Russian legislation and proposed a proprietary model of biometric verification for state real estate registration, as well as a conceptual framework for legal regulation. The results are of interest to practicing lawyers, notaries, Rosreestr officials, and developers of state information systems in the real estate sector.
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